I saw this article on the Huffington Post. Last week, Congress passed a new credit card bill that will help consumers. One of the benefits is that it will stop those ads for phony "free" credit reports which is good thing. While they do bring on a laugh, they are also misleading and cause consumers to spend more money on services they don’t need. Read more here on the Huffington Post: Credit Card Law Will Curb FreeCreditReport.com Ads