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About Galia Gichon Founder of Down-to-Earth Finance

Galia Gichon

For more than twelve years, Galia Gichon has been helping consumers and professionals understand the world of finance and wise personal money management.

In the late 1990's, Ms. Gichon sold exclusive financial conferences to senior executives of top investment managers in the United States and Europe, for Institutional Investor. Previously, she spent six years writing financial research for top investment banks Bear Stearns and Nomura Securities. Ms. Gichon earned an MBA in Finance from Fordham University in New York City. She also holds a Bachelor of Science degree in Finance from the University of Florida and Series 7 and 63 NASD licenses, demonstrating her mastery of investing and finance.

Galia Gichon launched Down-to-Earth Finance to demystify personal finance, money management and investing for individuals—particularly women—who have found money matters baffling and intimidating. She presents seminars and does one-on-one consultations that help people get closer to their financial goals by creating spending and savings plans, phasing out debts and mapping out realistic investment strategies.

She has made featured appearances and/or contributed to the following:

Ms. Gichon serves on the Board of Directors for the National Association of Women Business Owners (NAWBO) New York City chapter.


About Randye Kaplan Financial Educator

Randye Kaplan has been involved in a variety of financial services activities throughout her career. She was the Chief Financial Officer of OXO International, an innovative consumer products company. Prior to joining OXO, Ms. Kaplan spent three years as an Associate in the Investment Banking division of Prudential-Bache. In that capacity, she advised buyers and sellers in Mergers and Acquisitions transactions. She began her career with Arthur Andersen & Company, as a Certified Public Accountant.

Ms. Kaplan earned an MBA in Finance at the University of Chicago and graduated summa cum laude with a Bachelor of Science in Accounting from the State University of New York at Albany.

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